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Lending
Making or obtaining a commercial loan is not as straightforward as it used to be. The breadth of sources and the complexity of terms for funding business ventures have increased dramatically in the last decade. Both lenders and borrowers need guidance to stay informed about the constantly changing market conditions and availability of options to protect their interests and maximize their flexibility. Axley attorneys can provide that advice.

Axley's client base includes local, regional, national and global financial institutions. Our experienced lending attorneys are well prepared to handle all aspects of commercial loans, real estate mortgage financings and structured finance transactions, including construction, conduit and permanent financings, lines of credit, low-income housing tax credit transactions, intercreditor arrangements, credit enhancement transactions, bond financings, accounts receivable financing, inventory financing and employee stock option plan financing. We also represent lenders in negotiations regarding the sale and acquisition of participation interests in individual loans and loan portfolios, as well as owned real estate (ORE). Our representation also includes a significant bankruptcy and loan workout practice that advises lenders with loans in financial difficulty, resulting in restructurings, acquisitions and dispositions, auctions, receiverships and other creditor arrangements.

Axley attorneys act as Wisconsin local counsel to out-of-state lenders, law firms and investors. This advice may include providing information or legal opinions as to loans secured by property in Wisconsin, coordination with local title companies, commercial or consumer loans made to Wisconsin borrowers or other out-of-state lending operation issues, including doing business, state taxation and regulatory issues.

On the borrowing side, Axley represents borrowers in commercial and asset-based loan transactions and in credit enhancement transactions. We regularly assist developers and contractors in obtaining real estate financing, both for construction and development and for permanent financing.

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Attorneys
Timothy Fenner
Patricia Gibeault
Rebecca Orvick
Laura Peck
Richard Petershack